Personal finance for Australians
Your whole financial picture. One number.
Net worth, tax, dividends, and FIRE in one live dashboard. Built for Australian investors. No more spreadsheets.
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Total net worth
LiveFIRE
8 yrs
Tax est.
$38,420
Every asset class, one place.
- VAS$94.21+12.3%
- Property$280,000
- NDQ$41.88+28.4%
- Super$118,200
- BHP$43.12-1.8%
- BTC$98,540+4.1%
- RSUs$86,400
- Cash$24,300
- VAS$94.21+12.3%
- Property$280,000
- NDQ$41.88+28.4%
- Super$118,200
- BHP$43.12-1.8%
- BTC$98,540+4.1%
- RSUs$86,400
- Cash$24,300
Sound familiar?
A spreadsheet for ETFs, one for tax, a third for super. None of it is current. I don’t know my net worth right now.
Every Australian investor, before Grove.
VAS
Vanguard AU Shares
Property
Investment unit
Super
AustralianSuper
BTC
Bitcoin
A network that pulls it all together.
ETFs, property, super, crypto, and liabilities, in a single live figure priced in AUD. The truth, not a stale spreadsheet.
asset classes, one number
of price history, charted
Australian tax rules, built in
spreadsheets required
Designed around how Australians actually invest
Every number that matters, in one place.
Your real net worth
Finally, your actual number. ETFs, stocks, crypto, property, super, and liabilities, all live-priced in AUD. The truth, not a spreadsheet estimate.
- ETFs & Stocks$413k
- Property$280k
- Super$118k
- Crypto$31k
Your path to FIRE
Built from your actual wealth, super projection, and lifestyle. See exactly when you can stop working.
Work-optional
2033
Progress
40%
Dividends & franking credits
Every payment logged against the right parcel. Franking credits calculated, DRP tracked.
Tax done properly
CGT parcels tracked automatically. PAYG, Medicare levy, HELP, and RSU income calculated to the dollar.
Always current
Live, the moment markets move.
Grove connects to your accounts and live prices, so every number updates itself. No manual entry. No stale spreadsheet.
- ✓Live prices across ASX, NASDAQ, NYSE and crypto
- ✓Automatic CGT with FIFO parcels and the 50% discount
- ✓Super, property, and RSU equity in your true net worth
- ✓Dividends and franking credits tracked automatically
Holdings
LiveVAS
Vanguard AU Shares
$94.21
+12.3%
NDQ
BetaShares Nasdaq 100
$41.88
+28.4%
BHP
BHP Group
$43.12
-1.8%
BTC
Bitcoin
$98,540
+4.1%
Common questions, plain answers.
- What are the income tax rates in Australia for FY 2025-26?
- $0-$18,200 at 0%; $18,201-$45,000 at 16%; $45,001-$135,000 at 30%; $135,001-$190,000 at 37%; $190,001+ at 45%. Plus 2% Medicare levy.
- How do I calculate my FIRE number in Australia?
- Multiply your annual expenses by 25 (4% rule). $80,000/year means a $2M target. Many Australians use 3.5% (28.5x multiplier) for a more conservative rate.
- How does CGT work when I sell shares or ETFs?
- The profit is taxed at your marginal rate. Hold 12+ months and the 50% CGT discount applies, halving the taxable gain. Cost base includes purchase price plus brokerage.
The spreadsheet era is over.
Grove is in early access. Be among the first Australians to see their whole financial picture in one place.
Request early access