Free guides for Australian investors
Guides
Plain-English guides on CGT, tax, FIRE, and net worth, with real numbers, worked examples, and current FY2026-27 brackets.
14 guides · 4 topics
The 2027 Tax Changes
3 guidesCGT Changes 2027
The 50% discount is abolished from 1 July 2027, replaced by CPI indexation and a 30% minimum tax. What it means for shares, ETFs, crypto and property.
Read the guide 02Negative Gearing Changes
New builds only from 1 July 2027. Grandfathering rules, key dates and what still works.
Read the guide 03Market Value at 1 July 2027
The transition splits your gains using market value on the day. Can you prove yours?
Read the guideCapital Gains Tax
4 guidesCGT on Shares
Step-by-step guide with worked examples, FY2026-27 brackets, and common mistakes.
Read the guide 05ETF Capital Gains Tax
FIFO parcel matching, distributions, DRP cost base traps, and tax-loss harvesting.
Read the guide 06The 50% CGT Discount
Eligibility rules, the 12-month holding period, and when the discount doesn’t apply.
Read the guide 07Crypto CGT
Crypto-to-crypto trades, DeFi, staking, airdrops, and ATO data matching.
Read the guideTax & Income
2 guidesFIRE & Net Worth
5 guidesWhen Can You Retire?
Why Australian FIRE is different, the two-bucket strategy, and super’s role.
Read the guide 11Your FIRE Number
Annual expenses, safe withdrawal rates, the super bridge, and lean vs fat FIRE.
Read the guide 12Tracking Your Net Worth
What to include, how often to track, and why super counts.
Read the guide 13Tracker vs Spreadsheets
The five problems with spreadsheets and what a purpose-built tracker should do.
Read the guide 14Super and Your Net Worth
The case for counting super, tax advantages, and how it fits FIRE planning.
Read the guideWant the full picture?
Grove tracks your net worth, CGT, tax, and FIRE date across every asset class. Live, automatic, Australian. Grove is in early access.